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Tag Archives: hipoteca

Removing the floor clause from our mortgages: criteria and how to go about it

Do you have a mortgage loan? Do you monitor when your interest rate is reset? Have you checked the outcome of this reset and noticed that recently, despite the low interest rates on the market, your mortgage rate has a floor and doesn’t go below that? If so, you have a “floor clause”. Perhaps you already knew this, but some people are not aware of it. In whichever case, the difference between the interest you would pay if the floor clause was not applied and what...
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